Credit Card Fraud Attorneys Passaic County, NJ

Protecting Clients Across Clifton, Woodland Park, West Milford, Paterson, Wayne, Little Falls and Passaic County

Credit Card Fraud Attorneys Passaic County, NJ
Credit Card Fraud Attorneys

Credit Card fraud is most generally defined as using a credit card which was not legally yours or that you did not have the authority to use. The fraudulent use of a credit card is a third-degree felony offense in New Jersey. In many instances, credit card fraud charges may also come with credit card theft charges. This situation arises from using a stolen card to make fraudulent purchases and can be added as an additional third or fourth-degree criminal charge.

At The Montanari Law Group, our team of criminal defense attorneys has experience serving clients charged with credit card fraud across New Jersey towns like Paterson, Wayne, Clifton, Woodland Park, West Milford, Little Falls, and the greater Passaic County region.

We understand that serious theft and fraud criminal charges can have life-altering consequences if not handled quickly and appropriately. For this reason, we work with our clients individually in order to best understand their unique case and find out how we can seek to have their charges reduced or outright dismissed.

Call our office today to speak with one of our credit card fraud defense attorneys in a free and confidential consultation and to learn how we can best serve your needs.

Credit Card Fraud: N.J.S.A. 2C:21-6 Clifton, NJ Fraudulent Use of a Credit Card Lawyers

Pursuant to New Jersey Revised Statutes Section 2C:21-6 – Credit Cards, fraudulent use of credit cards is defined by:

“A person who knowingly uses any counterfeit, fictitious, altered, forged, lost, stolen or fraudulently obtained credit card to obtain money, goods or services, or anything else of value; or who, with unlawful or fraudulent intent, furnishes, acquires, or uses any actual or fictitious credit card, whether alone or together with names of credit cardholders, or other information pertaining to a credit card account in any form, is guilty of a crime of the third degree.”

Essentially, credit card fraud involves using a stolen or fake credit card to either make purchases or for some other kind of financial gain. Credit card fraud is a third-degree felony charge.

Penalties for Fraudulent Use of a Credit Card: Paterson, NJ Credit Card Fraud Attorneys

Penalties for credit card fraud convictions may include:

  • Three (3) to five (5) years in a state prison
  • Static fines up to $15,000
  • Felony conviction on your permanent record
  • Payment of restitution to the victim in the amount which was fraudulently charged to the credit card

Credit card fraud charges are graded differently depending on the amount of money which was charged. This may impact judgments regarding prison sentences, fines, and the potential to have charges reduced to a lesser offense.

First-time offenders are eligible for the New Jersey Pretrial Intervention Program, which is a resource for New Jersey citizens as an alternative to incarceration by participating in rehabilitative and educational courses. As third-degree convictions have a presumption on non-incarceration, offenders with no priors can reasonably expect to avoid prison time with the proper legal counsel.

If you qualify for the Pretrial Intervention Program, terms of your sentence will likely include a probation period where the offenders must stay clean or face a potential three (3) to five (5) year prison sentence. For offenders who successfully complete the program and their probation period without incident, the charges will be dropped.

West Milford, NJ Credit Card Fraud Lawyers Discuss Defenses

The nature of the defenses used by our West Milford credit card fraud attorneys will be heavily dependent on the specifics of your case. As with all New Jersey criminal cases, the burden of proof is on the prosecution to show that you were guilty of fraudulent use of a credit card in order to convict.

Many credit card fraud cases involve online fraud or the use of others’ cards in order to make unlawful purchases. Unlawful activities may have been traced back to a computer or device which is associated with you, but that alone may not hold you accountable. Lean on our intimate knowledge of New Jersey Criminal Law and the experience we have gained helping clients earn either reduced or dismissed charges.

Contact our Little Falls Credit Card Fraud Attorneys Today

Credit card fraud convictions not only lead to serious consequences, but they also stain the permanent criminal record of the offenders, and fighting this legal battle alone is a risk no one needs to take.

At The Montanari Law Group, we fight on behalf of our clients charged with credit card fraud in local New Jersey towns such as Wayne, Paterson, Clifton, Woodland Park, West Milford, Little Falls, and all of Passaic County.

Contact us online or call our Little Falls, NJ offices at (973) 233-4396 today for a free and confidential consultation regarding your credit card, theft, or other fraud charges with a member of our criminal defense legal team.


To speak with one of our highly knowledgeable attorneys, contact us today at (973)-233-4396 or toll-free at (888)-877-7985. You can also complete the form below to begin your conversation. We are a personalized, boutique-style law firm that offers free initial consultations and flexible appointment options.